Birch Park Ticks All the Boxes

Tammy Roberts, husband Jamie and 18 month old son Clarke, have just purchased their new two bed luxury apartment at Birch Park through the My4walls discounted sale scheme.

"In literally four weeks, we were in our new flat, it’s beautiful! We never thought we would be this lucky - it ticks all the boxes." - Tammy

Tammy told us:

"When we started to look into moving, we found that we were stuck in the middle. A lot of the rental agencies wouldn't sign us up because you had to earn a certain amount, we couldn't afford to buy and we were earning a little bit too much to go through social housing.  We were in that gap in the middle."

Tammy’s new family home had a market value of £119,000 but through discounted sale Tammy and her partner were able to purchase it for £63,620 with a 20% deposit.

"We were living in a privately rented flat in York. It was a small, one bedroom flat, which was quite cramped for three of us and there was damp in the house which was making us all quite ill,"

"My little boy’s health is so much better now, it's such a relief to be in a property we own and not to be worried about the fluctuation of private rents that I can actually sleep at night now."

Discounted for sale properties are new homes sold at a discount from the open market value. The homes are built by a private developer and then sold through a housing association onto people who fit the criteria for a discounted home.

The discount on a property can vary from scheme to scheme and is set by the Local Authority.

The new homeowner will own a 100% of the property as you would through a normal home purchase, however if they decide to sell the property it can only be sold with the original discount, so that the home remains affordable for the next buyer

To be eligible for a discounted home you need to meet certain criteria set by your local authority.

What Is Discount for Sale?

Discounted for sale properties are new homes sold at a discount from the open market value. The homes are built by a private developer and then sold through a housing assocition onto people who fit the criteria for a discounted home.

The discount on a property can very from scheme to scheme and is set by the Local Authority.

The new homeowner will own a 100% of the property as you would through a normal home purchase, however if they decide to sell the property it can only be sold with the original discount, so that the home remains affordable for the next buyer

To be eligible for a discounted home you need to meet ceratin criteria set by your local authority.

Discount for Sale Property Gives Jo her Dream Home

Jo Brown and her family have recently bought a brand new discounted sale five bedroom family home in York thanks to My4Walls.

Jo celebrates the move into her new home with seven month old baby Benjamin and Julie Regan, Senior Sales Officer at My4Walls.

Jo who lives with her partner and their three young children had previously been living in a two bed social housing property in York. Jo said:

“we had lived in our two bed home for some time and we planned to buy it after spending money on the garden and doing it up, but then I fell pregnant and we needed to get a bigger home.

“We looked around at what was available, but it’s so difficult to get onto the property ladder at the moment. Even with the deposit we had saved over the years we still couldn’t afford a home big enough for all our family.

“We spoke to our local council who checked we were eligible and registered us to be nominated for a discount for sale property and then My4Walls got in touch to show us our new home and guide us through the process.”

Jo’s new family home has a market value of £370,000 but through discounted sale Jo and her partner were able to purchase it for £115,766 with a £23,000 deposit.

Jo added:

“Having recently had my second baby with my partner, hopes of ever being able to own our own home were little  more than a pipe dream. It’s hard to believe that we are now living in our beautiful new house.

“My4Walls and the discount scheme have enabled us to achieve our dreams by providing us with a property to suit our needs at a price that we can afford. I cannot thank them enough for the opportunity that they have given us to build a better life for ourselves and our family.”